Author Archives: karenssmith

HECM For Purchase Program

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Great News! Our team is now HECM Certified!!

I know what you’re thinking, “What the heck is HECM, and why should I care?”

You might want to learn more about HECM (aka H4P) if:

  • You or someone you know is 62+
  • You’re in the retirement phase of life
  • You’re ready to downsize or rightsize from your current house, but what you want seems out of your price range.
  • You don’t want to lock your cash retirement savings in property
  • But you also don’t want monthly mortgage payments

Keep reading to see if HECM is right for you.

Are you age 62 or better? If so, you may be interested to know that there is a program to buy your next Columbus area home with no monthly mortgage payments.

This little known program is call the HECM for Purchase Program. HECM may be ideal for you if you are in the retirement phase of life.

At this point in life, using cash or traditional financing to purchase a home can negatively impact your retirement plan.

Buying a home with cash will tie up a large portion of your savings in property. This could limit your ability to pay for future needs such as healthcare, or keep you from properly diversifying into other investments. The traditional financing route will force you to make a mortgage payment each month.

Here’s more good news that a lot of people don’t know about. There’s a better option for those sixty-two years and up. If you want to live in a new or newer home, be close to your friends and family, and NOT use most of your savings, you will want to learn more about the HECM for Purchase Program.

Since we are certified in HECM For Purchase, we have an excellent, FREE guide available for download.

Get Your Free Guide

7043 Limerick Lane, Powell, OH

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7043 Limerick Lane, Powell, OH

open house

Presented By:

Karen Smith

Smart Move Group, KW Capital Partners
614-517-4916
Licensed In: OH
License #: 201500055

  • Link on Facebook
  • Link on Twiiter
  • Connect on LinkedIn
  • Connect on Instagram
 

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$ Click for current price
3 BEDROOMS | 3 Baths (3 full ) BATHROOMS | 1968 SqFt

Stunning cape cod condo in the beautiful Kinsale Village Community! Includes Great Room with vaulted ceilings & gas fireplace which adjoins a cozy Sunroom for your relaxation & enjoyment! Wood flooring throughout the great room, kitchen and hallway. The kitchen has black appliances, which includes gas stove, lg pantry plus breakfast bar. Owners’ suite has vaulted ceilings and includes a private bath with double vanity & huge walk-In closet. On the 2nd floor is theater room and 3rd bedroom with its own full bath. The covered front porch overlooks the serene pond with a view of the beautiful water fountain! Enjoy the pool and clubhouse offered by this community! Near schools, shopping, restaurants and parks.

 

4999 Deer Run Place, Westerville, OH – Pending

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4999 Deer Run Place, Westerville, OH

Pending

Presented By:

Karen Smith

Smart Move Group, KW Capital Partners
614-517-4916
Licensed In: OH
License #: 201500055

  • Link on Facebook
  • Link on Twiiter
  • Connect on LinkedIn
  • Connect on Instagram
 

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$ Click for current price
2 BEDROOMS | 2 Baths (1 full, 1 half ) BATHROOMS | 938 SqFt

Welcome to this wonderful ranch condo with 2 bedrooms, 1.5 bathrooms and 1 car attached garage in Westerville schools and Columbus taxes!! Great room features cathedral ceilings and a wood burning fireplace. Kitchen has stainless steel appliances, gas stove, granite counters and a breakfast bar for additional seating. This condo community in tucked away off Little Turtle Way, and has a clubhouse and pool. Its convenient location provides easy access to main arteries, freeways, shopping, eateries & recreational options.

 

7043 Limerick Lane, Powell, OH

Posted on by

7043 Limerick Lane, Powell, OH

open house

Presented By:

Karen Smith

Smart Move Group, KW Capital Partners
614-517-4916
Licensed In: OH
License #: 201500055

  • Link on Facebook
  • Link on Twiiter
  • Connect on LinkedIn
  • Connect on Instagram
 

Logo

$ Click for current price
3 BEDROOMS | 3 Baths (3 full ) BATHROOMS | 1968 SqFt

Stunning cape cod condo in the beautiful Kinsale Village Community! Includes Great Room with vaulted ceilings & gas fireplace which adjoins a cozy Sunroom for your relaxation & enjoyment! Wood flooring throughout the great room, kitchen and hallway. The kitchen has black appliances, which includes gas stove, lg pantry plus breakfast bar. Owners’ suite has vaulted ceilings and includes a private bath with double vanity & huge walk-In closet. On the 2nd floor is theater room and 3rd bedroom with its own full bath. The covered front porch overlooks the serene pond with a view of the beautiful water fountain! Enjoy the pool and clubhouse offered by this community! Near schools, shopping, restaurants and parks.

 

7043 Limerick Ln, Powell, OH

Posted on by

7043 Limerick Ln, Powell, OH

open house

Presented By:

Karen Smith

Smart Move Group, KW Capital Partners
614-517-4916
Licensed In: OH
License #: 201500055

  • Link on Facebook
  • Link on Twiiter
  • Connect on LinkedIn
  • Connect on Instagram
 

Logo

$ Click for current price
3 BEDROOMS |

Stunning cape cod condo in the beautiful Kinsale Village Community! Includes Great Room with vaulted ceilings & gas fireplace which adjoins a cozy Sunroom for your relaxation & enjoyment! Wood flooring throughout the great room, kitchen and hallway. The kitchen has black appliances, which includes gas stove, lg pantry plus breakfast bar. Owners' suite has vaulted ceilings and includes a private bath with double vanity & huge walk-In closet. On the 2nd floor is theater room and 3rd bedroom with its own full bath. The covered front porch overlooks the serene pond with a view of the beautiful water fountain! Enjoy the pool and clubhouse offered by this community! Near schools, shopping, restaurants and parks.

 

Columbus OH Realtors Leadership Academy April 2019

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Updated May 8, 2019

In 2010 Columbus REALTORS® started the Leadership Academy. The purpose of which is nurture potential industry and community leaders.

I am honored to be 1 of 11 Columbus area REALTORS® selected to be a part of this group. I am part of the member class now, and we graduate in May. We have been meeting once a month since September to learn more about our industry, our city, and how we lead.

For the month of April we were fortunate to learn about about: Childhood League, Buckeye Ranch, Community Development for All People, United Way, Ohio Theatre, and to get a tour of the Governor’s residence. It was a jammed packed day, but amazing to hear from leaders impacting our city in positive ways!

Photos From Our April Meeting

Ohio Theatre:

Ohio Theatre with plush red seats facing a stage set for an orchestra

Ohio Theatre bill for Beauty And The Beast. Black paper on white wall.

Ohio Theatre from the stage looking out over seating

Governor’s Residence Bexley Ohio:

Ohio Governor's Residence: large grey mansion

Childhood League:

Group of Columbus OH Realtors standing on wood floor with white walls at Childhood League

Community Development For All People:

UPDATE: Graduation!

In May 2019 I graduated from Columbus Realtors Leadership Academy Program class 2018-2019. It was a 9 month program in which I was introduced to many great leaders and organizations helping Columbus and its citizens. I grew both professionally and personally throughout this program, and was honored to graduate with 10 other amazing realtors I now call friends.

Columbus OH Real Estate Market Update March 2019

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The market is HOT HOT HOT in Columbus! In fact, the Columbus metro just made the top of Realtor.com’s list of hottest markets in the US!

The market temp in Columbus is “Very Hot” and it is “Heating Up” compared to both last month and last year.

There are good reasons Columbus is #1. Homes are selling faster in Columbus than the US overall. Plus, Columbus OH homes for sale average views are 2 times higher than the rest of the country.

Central Ohio Market Update

 

While more homes were listed in March than February, more homes were also sold or went into contract in March. Inventory has been so low for so long that new inventory jump-starts interest and foot traffic, and new listings are quickly absorbed into the market.

In March, inventory was at 1.4 months. This means that if no more homes were listed, it would only take about a month and a half for all the homes on the market to be sold.

“Even with the increase in new listings, we ended the month with roughly the same number of listings as we had in February,” said John Myers, 2019 Columbus REALTORS® President. “This means consumers bought as much as was added to the market.”

Home sales were up almost 25% in March compared to February. In contract homes spiked by more than 32% in March.

During the first quarter of 2019, the Median Sale Price in Central Ohio moved up 6.1%YOY to $189,900. The Average Sale Price moved up 3.9% in Q1 2019 compared to Q1 2018.

“Given our strong job growth, low-interest rates and so many central Ohio buyers looking to buy a new home, we’re hoping to see new listings continue to increase as we head into the summer months,” added Myers.

We also home to see listings increase, especially existing homes in the lower price ranges. This is where inventory is DESPERATELY needed.

Seriously, if you’re thinking about moving up, now is an ideal time to sell your home. Your current home will likely sell quickly for top dollar (if properly prepared and priced).

With more inventory in the higher price ranges, you could find yourself selling into a Seller’s Market and buying into a Buyer’s Market.

With interest rates still low and Columbus home values predicted to rise 5.8% over the next year, it’s a good time to buy a home in Columbus.

View Full Columbus Realtors® Market Update (PDF)

Instant Home Value Estimate